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At Commercial Coverage the AIM Process to Risk Management is a risk reduction program used to identify and prioritize risk for business owners. This process allows us to provide our clients with strategies and resources to identify, manage, monitor, and control the probability and impact of losses to their organization. Effective risk management strategies will reduce the overall cost of risk while improving safety, productivity and performance. Risk identification and prioritization should be an integral part of the decision-making process for every business.  Our AIM Process is based on the following steps that will be conducted with one of our trusted advisors.

  • Assessment Process
  • Implementation Process
  • Management Process


Assessment Process: Our assessment process works with your management groups, advisors and other trusted members of your business team to complete a risk survey focusing on the 3 main categories of risk: business, strategic and hazard risk. The results of this survey will quantify a company’s risk, identify gaps in the current strategy and provide a road map for our implementation process through the use of our proprietary Risk Management Dashboard.

  • Business Risk – Risks affecting the day to day operations of the company
  • Strategic Risk – Risks affecting the value of the company in the future
  • Hazard Risk – Risks that would cause a physical loss to the company


Implementation Process: Based on our assessment we will have identified both tangible and intangible risks to your organization. Through the use or our Risk Management Dashboard we will then provide a visual representation of your current risk and potential gaps in coverage, categorize your level of risk, and map a risk management technique. Our Risk Management Dashboard is the basis for a game plan to implement our risk reduction techniques. Once completed, your Risk Management Strategy will be in place, and continued development and training programs will begin. The 5 techniques in managing risk are below.

  • Prevention
  • Mitigation
  • Transfer
  • Finance
  • Assumption


Management Process: After we implement our risk management strategies based on our Risk Management Dashboard, we apply the right services and recommendations based on the game plan. We provide advice, resources, and services that are the best practices to help our clients resolve the most complicated problems and manage ongoing improvements. The world around us is changing at a rapid pace, and your risk management strategy will need to be updated and reviewed as your business evolves.  Our AIM Process to Risk Management is a very dynamic process. Throughout the year we monitor and review the Risk Management Dashboard and update as needed. Each year we take our clients back through our AIM Process of Risk Management to update our Risk Management Dashboard and evaluate the results to update and modify the game plan as needed.


Call our office to speak with an Advisor to start our AIM Process to Risk Management for your business.


Our Locations

Corporate Office

388 Market Street
San Francisco, CA 94111
Main office: 415-436-9800
Toll free: 877-776-5900
Fax: 415-520-0297

San Rafael

999 5th Avenue, Suite 590
San Rafael, CA 94901
Main office: 415-436-9800
Toll free: 877-776-5900
Fax: 415-520-0297

Our Providers


Libby is our Certificate of Insurance / Additional Insured Goddess. Managers, always forward your requests from new clients needing such directly to her.

I have been using Commercial Coverage Insurance Agency for over 10 years. Not only do I have my Personal and Business coverage placed by Commercial Coverage but several of my client’s coverage as well. The staff is knowledgeable, the quotes are competitive and the service is top notch. If you want a partner you can trust in the insurance business, Commercial Coverage Insurance is the right choice for all of your insurance needs.

Thank you're the best!

I would like to extend a very hearty thanks to you and the ComCov team that worked on this. We received our loan commitment yesterday, thanks significantly to what ComCov did to provide insurance services. On a very tight time frame, ComCov was able to deliver. That effort went a long way towards getting this deal to the finish line.

You guys were so amazing on our photo finish that Friday! Now we want to add to our coverage. We would like a personal injury policy, and as well, we need an umbrella policy for all our properties. thank you!