Commercial Coverage is a client driven commercial property insurance brokerage with a network of over 100 carriers providing national coverage for Apartments, Mixed Use, Single Tennant, Construction (Condos, Tracts, Apt etc.), Conversions, TIC, HOA 's offering Fire, Liability, Umbrellas, Earthquake, Flood, Wind and much more. Need a QUOTE or INDICATION? CLICK HERE How we work for you.... Join Our Mailing List Email:

A Deductible Strategy Did you know .... Adjusting your deductible is easiest way to way to reduce your premium? A common misconception with a low deductible in commercial property is: In the event you have a covered loss, your low deductible will reduce your out-of-pocket expense. However, your paying a higher premium , year to year, to have the lower deductible. In the event you have a small loss on your commercial property, you may not even make the claim as it will effect your claim history and maybe increase your renewal offer.   By increasing your deductible you are able to take advantage of the lower premium, saving year to year, and have a policy which will be there when you have larger loss A common misconception with a low deductible in commercial property is: In the event you have a covered loss, your low deductible will reduce your out-of-pocket expense. However, your paying a higher premium , year to year, to have the lower deductible. In the event you have a small loss on your commercial property, you may not even make the claim as it will effect your claim history and maybe increase your renewal offer.   By increasing your deductible you are able to take advantage of the lower premium, saving year to year, and have a policy which will be there when you have larger loss