Commercial Coverage is a client driven commercial property insurance brokerage with a network of over 100 carriers providing national coverage for Apartments, Mixed Use, Single Tennant, Construction (Condos, Tracts, Apt etc.), Conversions, TIC, HOA 's offering Fire, Liability, Umbrellas, Earthquake, Flood, Wind and much more. Need a QUOTE or INDICATION? CLICK HERE How we work for you.... Join Our Mailing List Email:

E & O are not just vowels, we are talking about Errors and Omissions insurance for the professionals like YOU! E&O is malpractice insurance which provides physicians, attorneys, real estate brokers, mortgage brokers and other professional's, coverage for claims by clients for alleged professional errors and omissions which may amount to negligence. A very important factor within this coverage is the RETRO-ACTIVE date, or the date the new policy will start to provide coverage. Because E & O policies are written on a "Claims Made Basis", your coverage starts on the effective date.  Setting your Retro Active date in the past, will provide coverage for your prior acts in the new policy term. If you do not set your retro-active date in the past, each year you renew your policy you will not have coverage for your prior acts. If you did not renew your E&O Policy due to retirement, you may want to consider purchasing a tail to provide coverage for an extended period of time past your policy expiration date to provide coverage for the next few years.