Building Ordinance Coverage!

demolished building from damage

Building ordinance coverage is purchased as an endorsement, additional coverage, to provide coverage for three types of common building ordinance or law requirements that apply after an insured has suffered a physical damage loss such as a fire. These ordinance or law damages are normally excluded in standard property coverage forms.

The coverage’s available in this endorsement are:

  • The cost to replace with superior construction as required by law.
  • The cost to demolish the undamaged portion of the building.
  • The cost to clear the land of debris after demolition.

The most common oversight for Building Ordinance Coverage is the trigger for a covered claim. You must have a “covered cause of loss” for this coverage to apply. In the event you have an ordinance problem without a covered loss, this coverage does not apply.

At Commercial Coverage Insurance Agency, We Work for YOU! Call us today to review your options and discuss your insurance strategy.

877-776-5900 Option 1 (for quotes)