Umbrella VS Blanket Insurance… Is There A Difference?

reflection of girl holding umbrella from puddle

An Umbrella, a term for excess liability, is a policy which increases the limits of your primary general liability policy. As an example, if you have a $1,000,000 general liability policy and purchase a $2,000,000 Umbrella policy, you have increased your total liability limits to $3,000,000. The umbrella policy will provide additional coverage for everything […]

Be careful with your Blanket Limit Property Policy

blanket insurance

Using a blanket limit policy on a real estate portfolio is ideal and has been readily available up until recently. In today’s hard market, a true blanket policy is difficult to place or even keep at renewal. Below are some of the changes we are seeing in today’s market, oftentimes without the insured or even […]