Umbrella VS Blanket Insurance… Is There A Difference?

reflection of girl holding umbrella from puddle

An Umbrella, a term for excess liability, is a policy which increases the limits of your primary general liability policy. As an example, if you have a $1,000,000 general liability policy and purchase a $2,000,000 Umbrella policy, you have increased your total liability limits to $3,000,000. The umbrella policy will provide additional coverage for everything […]

SFAA Umbrella Quest

umbrella insurance

A common question we receive: “Is an umbrella policy adequate protection from lawsuits? Or, should there be additional limited partnership entities existing? Our real-estate assets are in a living trust.” In order to answer this question, we need to first understand what an umbrella policy is and how it works.  An umbrella policy is also […]