Apartments &
Multifamily Insurance

At Commercial Coverage Insurance Agency, our core practice is providing commercial property insurance on a national basis working with investment property owners, managers, commercial real estate brokers and lenders in reducing insurance expense and increasing N.O.I.

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Utilizing our proprietary modeling software, The SureFit Rating model utilizes predictive analytics to simultaneously compare the low cost and best coverage programs enabling us to offer the best value for your budget within minutes.

At Commercial Coverage Insurance Agency, your property will be accessed through our Property Profiling Process, allowing us to review your current policies, point out any deficiencies and offer a new policy based on best practices in risk management strategies. Our risk advisors can help you create a policy for a single location or a portfolio of properties to meet your specific needs and lender requirements.

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In some cases, your holdings may be large enough to a apply premium reduction strategy by utilizing a loss limit against the entire portfolio. When appropriate, our loss limit strategy can provide the same or better coverage with a substantial savings to your insurance cost, as much as 40% in some cases. To find out more about our loss limit strategies, contact Commercial Coverage Insurance Agency today.

Multifamily & Apartment Insurance F.A.Q

The Difference between Multifamily Properties & Apartment Buildings

In Multifamily & Apartments by Tim DieselMarch 8, 2018

 

Apartment buildings and multifamily properties are sometimes used as interchangeable terms. But, in fact, are quite different. And, it’s not only about sheer size. There are real differences between the two. It’s a well-known fact that investing in real estate is a great way to build wealth through appreciating assets. The challenge, of course, is doing it in a smart and savvy manner to make the ultimate goal a reality. So, if you’re wondering what’s the difference between multifamily properties and apartment buildings, you’re probably exploring which is the right way to go.

About Apartment Buildings
Now, apartment buildings are commercial properties, which contain more than four units under one roof. These can also be more, such as six to twelve units under one roof. Additionally, apartments may also be comprised of more than one building on a single land complex. So, why do some people choose to invest in residential multifamily and others invest in apartment buildings? Well, there are several reasons. But, here are a few reasons why it’s usually better to invest in apartment buildings
About Multifamily Properties: Duplexes, Triplexes, and Quadruplex
Let’s begin with multifamily properties. Most often, these are residential homes with two, three, or four units in one structure. They are commonly referred to as duplexes, triplexes, and quadruplexes or fourplexes. The most typical are duplexes and triplexes or residential structures with two or three living units. These might include one or two bedrooms and one or two bathrooms.