Give us a call
877.776.5900

Professional Liability

Mistakes Happen

In today’s litigious society, lawsuits against businesses are common. And as a business owner, you need to be prepared to protect the integrity of your company if an incident or mistake turns into a claim.

At Commercial Coverage Insurance Agency, we understand that mistakes happen. That is why we are committed to helping you create a Professional Liability policy that keeps your day-to-day operations protected should your business be held legally liable.

What Does Professional Liability Cover?

While it is important for your business to have general liability coverage for property damage and bodily injury, Commercial Coverage Insurance Agency recommends adding Professional Liability Insurance to your business portfolio because it insures the people and/or entities of your business from negligent claims made by third parties, or even internal sources.

From failure to render a service to malpractice suits, Professional Liability can provide a wide variety of options, such as:

Errors and Omissions Liability (E & O) – E & O covers any mistakes made by employees who work on behalf of your business, if your business charges fees for your services. It can include coverage for any errors such as failure to perform or violations of contract. Depending on your industry, your insurance needs will vary.

Directors and Officers Liability (D & O) - Having financial protection for your business’ Directors and Officers can prevent loss in the event that they are held liable from actions related to their corporate positions. This can include anything from conflicts of interest to mismanagement of company assets and violation of laws.

Fiduciary Liability - Fiduciary covers claims that involve the violation of the Employee Retirement Income Security Act, or ERISA. If a manager, for example, violates the financial obligations of ERISA, having the right coverage can protect your company if held liable in situations from imprudent investments to failure to enroll employees.

Employment Practices Liability - With proper insurance, your business can be protected if a worker claims that his or her rights have been violated. This can include violations from sexual harassment and discrimination to violations of the Americans with Disabilities Act (ADA), mismanagement of employee benefit plans, and wrongful termination.

Contact a representative with Commercial Coverage Insurance Agency today to prevent mistakes and errors from becoming major losses for your business.

 

Our Locations

Corporate Office

388 Market Street
San Francisco, CA 94111
Main office: 415-436-9800
Toll free: 877-776-5900
Fax: 415-520-0297

San Rafael

999 5th Avenue, Suite 590
San Rafael, CA 94901
Main office: 415-436-9800
Toll free: 877-776-5900
Fax: 415-520-0297

Our Providers

Testimonials

Libby is our Certificate of Insurance / Additional Insured Goddess. Managers, always forward your requests from new clients needing such directly to her.

Client
I have been using Commercial Coverage Insurance Agency for over 10 years. Not only do I have my Personal and Business coverage placed by Commercial Coverage but several of my client’s coverage as well. The staff is knowledgeable, the quotes are competitive and the service is top notch. If you want a partner you can trust in the insurance business, Commercial Coverage Insurance is the right choice for all of your insurance needs.

Client
Thank you Libby...you're the best!

Client
I would like to extend a very hearty thanks to you and the ComCov team that worked on this. We received our loan commitment yesterday, thanks significantly to what ComCov did to provide insurance services. On a very tight time frame, ComCov was able to deliver. That effort went a long way towards getting this deal to the finish line.

Client
You guys were so amazing on our photo finish that Friday! Now we want to add to our coverage. We would like a personal injury policy, and as well, we need an umbrella policy for all our properties. thank you!

Client
Excellent. That’s almost a 50% savings! Call Corey… and you could save 50% or more on your multi-family insurance.

Client
Samantha, Thanks for the quick response. You're a true professional.

Client
Great guy, does a great job.

Steve Raffo Client
Dear Adriana: Thank you for your hard work. All docs signed. Thank you for getting me this emergency coverage.

Client
Hi Corey, Thank you so much for trying to save me money! I’m still putting 2 children through college. I appreciate it!

Client
Excellent. That’s almost a 50% savings! Call Corey…and you could save 50% or more on your multi-family insurance.

Client
Thank you Libby for sending directly to Logix. That was amazing!

Client
On more than one occasion, Commercial Coverage Insurance Agency has provided exemplary service. In my job in the commercial lending industry, I have reached out to ComCov many times usually under less-than-ideal conditions and ComCov has risen to an unusual challenge nearly every single time. From providing quotes to revising insurance certificates, ComCov is simply A+. They are also always competitive on premiums. No, I am not paid by Commercial Coverage. I am just honestly impressed by their very efficient machine.

Client
Hello Adriana, From now on you will take care of all my insurance needs. LOL! you are so awesome! Quick and efficient. I love it.

Client
Honestly, not to sound cheesy, but the reliable service your team provides is thank you enough. I constantly have clients who say they have insurance “taken care of” and then they call me in a panic when their guy drops the ball. I refer them to you, and I’m pretty sure you are batting 1,000%.

Client